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Cost of Living in Tokyo: A Complete Guide for International Students

R
Romanadvices
February 22, 2026
8 min read

Cost of Living in Tokyo: A Complete Guide for International Students

Tokyo consistently ranks among the world's most expensive cities, but that shouldn't deter you from pursuing your education there. With proper planning and budgeting, living in Tokyo as a student is entirely manageable.

Accommodation (¥50,000 - ¥100,000/month)

Your biggest expense will be housing. International students have several options:

University Dormitories (¥30,000 - ¥60,000/month)

  • Most affordable option
  • Usually include utilities
  • Great for meeting other students
  • Limited availability

Private Apartments (¥70,000 - ¥120,000/month)

  • More privacy and space
  • Higher initial costs (key money, deposit)
  • Requires Japanese guarantor

Share Houses (¥50,000 - ¥80,000/month)

  • Good balance of cost and privacy
  • Furnished rooms
  • Shared common areas

Food (¥30,000 - ¥50,000/month)

Cooking at Home

  • Grocery shopping: ¥2,000 - ¥3,000/week
  • Convenience store meals: ¥500 - ¥800 per meal

Eating Out

  • University cafeteria: ¥400 - ¥600
  • Casual restaurants: ¥800 - ¥1,500
  • Convenience store bento: ¥400 - ¥600

Transportation (¥5,000 - ¥15,000/month)

Student Commuter Pass (定期券)

  • Discounted monthly pass between home and school
  • Typically saves 30-40% on regular fares
  • Must show student ID

Regular Fares

  • Short trips (1-3 stations): ¥150 - ¥200
  • Medium trips: ¥200 - ¥300
  • Across Tokyo: ¥400 - ¥600

Utilities (¥10,000 - ¥20,000/month)

  • Electricity: ¥3,000 - ¥7,000
  • Gas: ¥2,000 - ¥5,000
  • Water: ¥2,000 - ¥3,000
  • Internet: ¥3,000 - ¥5,000

Note: Often included in dormitories and share houses.

Other Essential Expenses

National Health Insurance (国民健康保険)

  • ¥1,500 - ¥3,000/month
  • Covers 70% of medical costs
  • Mandatory for residents

Mobile Phone

  • Budget SIM: ¥2,000 - ¥3,000/month
  • Major carriers: ¥4,000 - ¥8,000/month

Study Materials

  • ¥5,000 - ¥15,000/semester

Monthly Budget Summary

CategoryBudgetComfortable
Accommodation¥50,000¥80,000
Food¥30,000¥50,000
Transport¥5,000¥12,000
Utilities¥10,000¥15,000
Insurance¥2,000¥2,000
Phone¥3,000¥5,000
Miscellaneous¥10,000¥20,000
Total¥110,000¥184,000

Money-Saving Tips

  1. 1Get a Student Commuter Pass - Essential for daily savings
  2. 2Shop at Discount Grocers - OK Super, Gyomu Super offer better prices
  3. 3Use University Facilities - Cafeterias, gyms, study spaces
  4. 4100 Yen Shops - Daiso for household items
  5. 5Second-Hand Shopping - Hard-Off, Book-Off for electronics and books

Part-Time Work

International students can work up to 28 hours per week:

  • Convenience stores: ¥1,000 - ¥1,200/hour
  • Restaurants: ¥1,000 - ¥1,300/hour
  • Tutoring: ¥2,000 - ¥4,000/hour
  • Translation: ¥2,500+/hour

Apply for "Permission to Engage in Activity Other Than That Permitted" at the immigration office.

Emergency Fund

Keep at least 3 months of living expenses saved:

  • Minimum: ¥330,000
  • Comfortable: ¥550,000

Final Thoughts

Tokyo's cost of living is high, but the experience is invaluable. With careful budgeting and possibly part-time work, you can make it work. The key is planning ahead and tracking your expenses.

If you need personalized guidance on budgeting for your Tokyo studies, feel free to reach out for a consultation.

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